Rs 5000 in Monthly Pension- The Modi government runs the Atal Pension Scheme in the name of former Prime Minister Atal Bihari Vajpayee. The purpose of this scheme is to give pension to every citizen of the country after the age of 60 years, so that they do not have problems in old age. In the Atal Pension Scheme, you can get a pension of Rs. 210 and a pension of Rs. 5,000 per month after retirement. With this scheme if you join the age of 18 and deposit 210 rupees every month, after the age of 60, you will get Rs 5,000 per month.
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Can get pension up to Rs 1000-5000, Under the Atal Pension Scheme, a person can get a pension of Rs 1,000 to Rs 5,000 each month. However, the amount to be deposited per month depends on the person's age. At the youngest you start investing in this scheme, your installment will be as low as possible. With the age, its installment also increases.Pension will be available after death: Not only did not live under the Atal Pension Scheme, but the family continued to be helped even after death. If a person associated with the scheme dies before 60 years, then his wife can continue to deposit the money in this scheme and after 60 years, pension can be received every month. The second option is that the person's wife can claim a lump sum after the death of her husband. If the wife also dies, a lump sum amount is given to her nominee.
Guaranteed Pension Scheme-The Atal Pension Scheme is a scheme introduced by the Government of India for people working in the unorganized sector, which is managed by PFRDA (Pension Fund Regulatory and Development Authority).
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18 to 40 year old people can be part- People have been divided into six parts for the Atal Pension Scheme. You must be at least 18 years of age and 40 years to take advantage of this pension plan. Under this scheme, investing for at least 20 years will be required.
These are the rules- You may have to deposit 42 rupees to 291 rupees per month according to your age to get a pension of Rs 1,000 per month. If you do not do God, if the person giving the installment dies due to some reason then his nominee will get a lump sum of Rs. 70,000.
>> If you want to get a pension of Rs 2,000 every month, you will have to pay an installment of Rs 84 to Rs 582 per month. Your monthly installment depends on your age. If the person and his wife die during this period, then their nominee will get a lump sum of Rs. 340,000.
>> You may have to deposit Rs. 210 to Rs. 1454 per month for a pension of Rs. 5000 per month. If the person and his wife die during this period, then their nominee will receive a lump sum amount of Rs. 8,50,000.
>> The scheme started by the government is for the weaker sections of the society so that after 60 years they do not have to face financial difficulties. This scheme allows people aged 18 to 40 years of age to join. It is necessary to invest in this scheme for at least 20 years. To join this scheme it is necessary to have a Savings Account and Aadhar card in the bank.
The account of Atal Pension Scheme gets closed in these circumstances
If a person does not keep up to 6 months of continuous account of the Atal Pension Scheme, his account is freezed. If the money is not deposited for 12 months, the account is disconnected and closed after 24 months. Therefore, once you start, keep contributing regularly to it.