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Sukanya Samrudhi Yojana: Now 1000 opens in not more than 250 rupees account, these three adjustments within the scheme – Sukanya samriddhi yojana guidelines adjustments know in Hindi – jj
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Sukanya Samrudhi Yojana: Now 1000 opens in not more than 250 rupees account, these three adjustments within the scheme – Sukanya samriddhi yojana guidelines adjustments know in Hindi

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Government has launched Sukanya Samrudhi Yojna Has made many major changes in Now, to open the account in this scheme, you will have to deposit only 250 rupees, which was earlier 1000 rupees. The reason behind the change in the scheme is that now more and more people will be able to take advantage of this scheme. If you are the daughter's daughter then this scheme of central government has done a lot of work for you. Find out how to open these accounts … (Read also: LIC's new policy 'Jeevan Shanti' Launch: Get 65,000 rupees pension every year)

(1) Account will open only for 250 rupees- This is the most important change in the rules related to Sukanya Samrudhi Yojna. Earlier, Rs 1000 had to be deposited for opening an account under this scheme, but now you can open this account for only Rs 250 in case of your child. This change in rule has been done under the Sukanya Samrudhi Yojana (Amendment) Act, 2018. (Read also: These tips will be adopted for repaying fast loan, soon will be followed by EMI)

(2) The limit of the deposit amount also decreased- Keeping in mind the common man from the government side, there has been a change in the limit of keeping minimum amount on annual basis in Sukanya Samrudhi Yojana. Prior to the minimum deposit of Rs.1000 per year, it was mandatory. But, now it has been reduced to just Rs 250. New rules are in effect from July 6, 2018.

(3) Interest will be fixed every quarter- At the beginning, interest on the account was available on the basis of Sukanya Samrudhi Yojana on an annual basis, but according to the new rules, the government will fix fresh interest every quarter on the deposit amount under this scheme. Such a provision is already in other small savings schemes such as PPF and Senior Citizen Savings Scheme. At present, the interest (compound) of 8.1 percent in the Sukanya Samrudhi Yojana is getting annually. (Read also – this special scheme of the Modi Government will be started soon, the transaction will be done from the same card across the country)

You get these benefits

Where will the account open? You can open the account of Sukanya Samrudhi Yojana in any post office or authorized branch of banks. Generally, whatever banks provide facility to open PPF accounts, they also open the account of Sukanya Samrudhi Yojana.

Which documents are needed?Sukanya Prosperity Account Opening Form. Child's birth certificate. Identity card such as PAN card, ration card, driving license, passport etc. to the depositor (parent or guardian). Passport of the depositor's address such as passport, ration card, electricity bill, You can also use NetBanking to deposit money, telephone bill etc. When you open an account, the post office or bank that you have opened in the account gives you a pass book.

Who can open account-You can open this account only when you are the natural or legal guardian of the girl. You can open such a single account in the name of a daughter. Overall, you can open this account in the name of two daughters, but if you have a twin daughter at the time of the second daughter's birth, then you can also open a third account.

You will have these advantages- Since the government has announced the Sukanya Samrudhi Yojna, it has been getting more interest from the PF. You get the benefit of deduction under Section 80C of the Income Tax Act on the amount deposited in it. Not only the interest received but the amount on maturity is also tax-free.

When can you withdraw money-You can not withdraw money before the daughter turns 18 At the age of 21, the account becomes maturing. After completing 18 years of daughter, you get partial withdrawal facility. Meaning you can withdraw 50% of the amount in the account. Unfortunately if the child dies, the account will stop immediately. In such case, the amount in the account is given to the guardian.

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