Insurance Company Negotiation Concerns
Drivers in New Mexico are required to carry $25,000 per person and $50,000 per accident in bodily injury liability protection from an auto insurance company. Drivers also must have $10,000 in property damage liability protection. There are many options available for insurance policies in the state.
No matter who provides the insurance, it is typical for victims who need to recover lost compensation from insurance companies to experience difficulty getting the coverage necessary. Insurers will often use many tactics, such as denying legitimate claims and unnecessary delays, with the intention of paying at little money as possible to victims. A qualified Las Vegas personal injury lawyer can help negotiate with the insurance company to make sure this doesn’t happen.
How a Lawyer Can Help Negotiate
If you have been injured in a car crash, you should first find an experienced law firm. Your lawyer can help negotiate with the insurance company if you have purchased additional coverage to cover the costs of your injuries or property damage — if you caused a crash or were involved in an accident with an uninsured or underinsured driver. Your own injuries and property damage are not covered under these policies, so you’ll only be able to seek coverage in these scenarios if you have bought voluntary policies — such as uninsured or underinsured motorist coverage or collision coverage.
However, if you were injured by another motorist, you could be able to file a claim with his or her insurer so that the at-fault driver who injured you can cover your damages. You first need to convince the insurance company of the at-fault driver that the policyholder is responsible for the incident. You also have to convince the insurance company of the extent of your damages so that you can be compensated for the full amount.
The most effective way to deal with the insurer-negotiations process is to contact an attorney who can help you navigate the process. Your lawyer should conduct an in-depth investigation into the crash and gather all relevant evidence to persuade the insurance company — or the jury — who was at-fault for the accident and the extent of the damages and resulting injuries. The attorney can also help you make an assessment of the full value of your case.
High-Speed Crashes in Albuquerque
Reckless driving can take many forms on the road, and speeding is one of the most prevalent. Speeding is the leading cause of car crashes in New Mexico. When a driver is speeding, he or she often does not have enough time to stop when they notice a roadway hazard. This can cause severe injuries in the event of a crash.
Speeding magnifies both the severity of injuries and the chances of being involved in an accident. The forces involved in a high-speed crash often result in costly damages for victims. There are often unexpected damages, including medical bills, or lost income, after being injured in a high-speed collision.
The expert legal team at Will Ferguson & Associates walks our clients through every step of the legal process. With our team of experienced New Mexico car crash attorneys, you will never be left in the dark. If you have been injured due to the negligence of another driver, give us a call at (505) 226-8617.