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State Farm Insurance coverage has new rip-off to tear off prospects: This Week within the Regulation – June 26, 2012



State Farm Insurance Company sells Medical Payments Coverage to their automobile insurance customers in Florida, whenever they can. This coverage was …

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  1. Run from the State Farm opportunity!! If you are walking into a book of business then you have a slim chance of making it but if it is a "scratch" or start-up agency then you are surely doomed. As the clear question how many scratch agents have been in this region in the last five years and how many of them are still around. Get that answer in writing because they will lie. Also get a layout of the cost of your first year and then double it if you want to try and stay open. The worst part of this experience is that the management is the worst. My so-called manager came in the first day I opened my doors and she starts to raise her voice that I" haven't sold enough of the financial products and I need to get on it". It really went downhill from there. After 10 months I knew that no matter how much I sold it would not keep me afloat. $137,000 later I closed my doors and had to admit that the game was rigged against me from the beginning. I spent all my resources and they walked away with all of the policies and new clients to State Farm that I prospected and developed. I got to know the competitors and they say the same thing about startup agents. Run, don't walk, away from this type of scam.

  2. So, imagine this—-you and your passengers are in a one car accident, you roll over & everyone is injured. You are miles from a hospital (50 or more). You are clinging to life! How do you want to go to the hospital? Ambulance? 50 miles? May make it, may not?

    How about a helicopter ride? $25k
    If you have the right amount of med pay ($100k). That will work. No med pay? No med evac!!

  3. yeah, yeah, yeah
    everybody says Insurance companies are a rip-off, until you have a claim! Then your insurance company is your best friend! There aren't crooked insurance companies, there's only people who don't read their policies and are insurance dumb. That's why you need to meet with your agent and have him/her explain the policy to you in its entirety. That's what they're there for. 'Cause if you have a claim and you disagree with the outcome, then don't complain about your insurance company when you never even took time to meet with them. I've worked in the insurance industry before, and people are always busy, they can't talk to you, they don't have the time! And when they get a policy they always wanna get the most basic policy to pay the least amount of money $…… well then don't complain when you have a claim!

  4. I was driving down the road doing the posted speed limit 55, I came upon a blind curve within seconds a car came out of a driveway, I reacted and swerved into the other lane to avoid the accident. the other car crossed the yellow line and T boned the side of my car. the state police gave them a ticket for unlawful maneuver. state farm will not pay me for my car or medical bills. the reason (I did not try to avoid the accident) still working on the case. Going to sue the people themselves. If you have statefarm insurance. BEWARE because you will get sued.not them. I am going to put a lean on their house also. I have all the paperwork as proof if anybody wants to take a look

  5. I feel I am paying full coverage for a used car,already paid for,but I have liability insurance & I am not an 18 yr old,why is my insurance so damn high??????RIPPING me off,I am going to switch,no accident ,no speeding or nothing,don't even drive on high way

  6. state farm its a rip of company whats the point to have an insurance that can not cover you for something that its not your fault what so ever and they cancel your home owners policy how dos the government allows companies like state farm to get away with thievery
    and so unjust.

  7. Any insurance company has the right to seek money that they send you. I was hit by a uninsured driver two years ago. I was smart enough to get all the information that I could get from the person plus the cars license plate number. Turn it into state farm and got my car fixed with no problem. Many insurance companies only cover so much for rental car. Know what you  are getting from any insurance company and you will not get a surprise when you need it.

  8. I just found out the hard way! STATE FARM SCREWED ME OVER!!! and I had them with full coverage for years and I never filed a CLAIM in my life.  It is true STATE FARM SUCKS !!!!! I had an small accident and they said they fixed my car after 4 days but all they did was only the body and paint!  but the (rack in pinion) was not fixed !!! $$$$$ They made me prove that the rack in pinion was damaged in the accident through a 3rd party (out of my pocket) and mind you that this happened while I was out of state and all they covered was 80% of the rental (not the insurance) and $500 for expenses for over 3 weeks while my car was getting repaired.   They SUCK!! this man speaks the truth… Get another company because  they do us WRONG!!!….

  9. DON'T BUY INSURANCE FROM STATE FARM. THEY HAVE PROFESSIONAL CON ARTISTS TO BLAME THE CLAIM ON YOU. YOU WON'T RECIEVE A DIME'
    ESPECIALLY IF ITS A LARGE SETTLEMENT. (LIKE A COMMERCIAL CLAIM)
    LIKE IF YOU HAD A FIRE IN YOUR KITCHEN RESTAURANT , THEY WOULD DO EVERYTHING THEY CAN TO SAY YOUR CAUSE THE FIRE.

  10. THE WOMAN IN BAKERSFIELD CALIFORNIA WHO WORKED IN THE MAIN OFFICE OF STATE FARM TRIED EVERYTHING SHE COULD TO WIGGLE OUT OF MY CLAIM. MY FAMILY GOT RIPPED OFF AND NEVER RECEIVED A DIME FOR MY 100,000.00 CLAIM (BILL KOTZ STATE FARM OF TEHACHAPI) . WE NEEDED THIS MONEY TO LIVE ON IN THIS TUFF ECONOMY. MORE LATER

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