400 rupees per day might be wealthy Know what’s the means – earn upto 1 crore from submit workplace schemes Understand how | Enterprise – Information in Hindi


new Delhi. Post office schemes are usually popular among people for better returns with less risk. The person investing in this scheme gets a guaranteed return. For this, you can choose a scheme according to your convenience and need. In different schemes of Post Office, you have different interest rate, duration and other conditions. In such a situation, you should take care of these things while choosing any scheme.

Can invest in these post office schemes

Post office schemes you can save, Post Office Savings Account, National Savings Recurring Deposit Account, National Savings Time Deposit Account, National Savings Monthly Income Account, Senior Citizen Savings Scheme Account, Public Provident Fund, National Savings Certificate Account , Kisan Vikas Patra and Sukanya Samriddhi Yojana.

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These schemes can save big money by investing

Due to the government guarantee in these schemes, you can save big time in the long term. If you want to save up to 1 crore rupees with small savings in the long term, then the PPF Scheme and National Savings Certificate Schemes can be a better option for you. Let's know how.How to save up to 1 crore rupees

You can invest in the Post Office Public Provident Fund (PPF) on a monthly basis. Its maturity period is for 15 years (PPF Maturity Period), which you can extend even further for 5-5 years. Suppose the interest rate remains the same, then if you save Rs 300 per day every month, then you can save Rs 1 crore in 268 months. At the same time, if you save Rs 400 per day every month, then you will only need 235 months to deposit Rs 1 crore. Now let's understand how you can make these savings.

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300 rupees every day will save 1 crore rupees

By saving Rs 300 every day, you can save a total of Rs 1,09,500 in a year. Under this scheme, you can invest up to Rs 1.5 lakh annually. If interest is added at the rate of 7.9 percent, which is compounded on an annual basis, then you can raise Rs 1 crore in 26.8 years. But, you have to keep in mind that even after completing 26 years, you can withdraw only after 30 years, because after 15 years the period of this account is extended for 5-5 years only.

400 rupees every day will save 1 crore rupees

At the same time, if you invest Rs 400 every day, then you can invest Rs 1,45,000 in a year. According to the current interest rate of 7.9 percent, you can raise Rs 1 crore in 23 years and 5 months. You can remove this account only after 25 years.

In this investment, you have to keep in mind that the sooner you start investing, the sooner you will benefit from it. You can get more information about these schemes of the post office on the official site of the post office as well.

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