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WHAT IS PREMIUM /इन्सुरंस प्रीमियम क्या होता हैं| – jj

WHAT IS PREMIUM /इन्सुरंस प्रीमियम क्या होता हैं|

An insurance premium is the amount of money an individual or business pays for an insurance policy. Insurance premiums are paid for policies that cover healthcare, auto, home, life, and others. Once earned, the premium is income for the insurance company.

Understanding Insurance Premiums

When you sign up for an insurance policy, your insurer will charge you a premium. This is the amount you pay for the policy or the total cost of your insurance. Policyholders may choose from a number of options for paying their insurance premiums. Some insurers allow the policyholder to pay the insurance premium in installments—monthly or semi-annually—while others may require an upfront payment in full before coverage starts.


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